UHC Silver Value ($0 Virtual Urgent Care, No Referrals) — full price in Morris County, Kansas (2026)
UHC Silver Value ($0 Virtual Urgent Care, No Referrals) (94968KS0090004), a silver plan from UnitedHealthcare in Morris County, Kansas, costs $716.16/month full price for a 40-year-old in 2026 — $1520.87 at 60, with a $4,000 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 94968KS0090004 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $560.38 |
| 27 | $587.28 |
| 30 | $636.03 |
| 40 | $716.16 |
| 50 | $1000.83 |
| 60 | $1520.87 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,000
- Family deductible: $8,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $688.66/mo. This plan is $716.16/mo at 40 — a difference of $27.50/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Morris County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $609.77 |
| Standard Silver | Ambetter from Sunflower Health Plan | $688.66 |
| Focused Silver | Ambetter from Sunflower Health Plan | $695.30 |
| Standard Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $711.58 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $717.81 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 94968KS0090004 in FIPS 20127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Morris County
Reviewed by Jason Burns, Editorial Steward.