Bronze Elite + PCP Saver — full price in Morris County, Kansas (2026)
Bronze Elite + PCP Saver (43490KS0010005), a expanded bronze plan from Oscar Insurance Company in Morris County, Kansas, costs $522.53/month full price for a 40-year-old in 2026 — $1109.67 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 43490KS0010005 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $408.88 |
| 27 | $428.49 |
| 30 | $464.07 |
| 40 | $522.53 |
| 50 | $730.24 |
| 60 | $1109.67 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $688.66/mo. This plan is $522.53/mo at 40 — a difference of $-166.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Morris County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $483.35 |
| Bronze Simple Diabetes | Oscar Insurance Company | $491.86 |
| Bronze Classic 4700 | Oscar Insurance Company | $495.10 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $501.27 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $516.35 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 43490KS0010005 in FIPS 20127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Morris County
Reviewed by Jason Burns, Editorial Steward.