Blue KC Simply Blue Silver with Spira Care Blue Metro EPO — full price in Johnson County, Kansas (2026)
Blue KC Simply Blue Silver with Spira Care Blue Metro EPO (94248KS0560017), a silver plan from Blue Cross and Blue Shield of Kansas City in Johnson County, Kansas, costs $633.75/month full price for a 40-year-old in 2026 — $1345.85 at 60, with a $4,600 deductible and $8,800 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 94248KS0560017 · Issuer: Blue Cross and Blue Shield of Kansas City · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $495.89 |
| 27 | $519.69 |
| 30 | $562.84 |
| 40 | $633.75 |
| 50 | $885.66 |
| 60 | $1345.85 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,600
- Family deductible: $9,200
- Individual out-of-pocket max: $8,800
- Family out-of-pocket max: $17,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $579.41/mo. This plan is $633.75/mo at 40 — a difference of $54.34/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Johnson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | Oscar Insurance Company | $570.61 |
| Standard Silver | Ambetter from Sunflower Health Plan | $579.41 |
| Focused Silver | Ambetter from Sunflower Health Plan | $585.00 |
| Standard Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $598.69 |
| Focused Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $604.46 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 94248KS0560017 in FIPS 20091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Johnson County
Reviewed by Jason Burns, Editorial Steward.