Bronze Elite + PCP Saver — full price in Franklin County, Kansas (2026)
Bronze Elite + PCP Saver (43490KS0010005), a expanded bronze plan from Oscar Insurance Company in Franklin County, Kansas, costs $484.18/month full price for a 40-year-old in 2026 — $1028.23 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 43490KS0010005 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $378.87 |
| 27 | $397.05 |
| 30 | $430.01 |
| 40 | $484.18 |
| 50 | $676.64 |
| 60 | $1028.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $698.00/mo. This plan is $484.18/mo at 40 — a difference of $-213.82/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Franklin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | Oscar Insurance Company | $447.87 |
| Bronze Simple Diabetes | Oscar Insurance Company | $455.76 |
| Bronze Classic 4700 | Oscar Insurance Company | $458.76 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $488.56 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $503.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 43490KS0010005 in FIPS 20059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Franklin County
Reviewed by Jason Burns, Editorial Steward.