BlueCare EPO Silver Plus — full price in Cloud County, Kansas (2026)
BlueCare EPO Silver Plus (18558KS0400013), a silver plan from Blue Cross and Blue Shield of Kansas, Inc. in Cloud County, Kansas, costs $862.94/month full price for a 40-year-old in 2026 — $1832.56 at 60, with a $5,500 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18558KS0400013 · Issuer: Blue Cross and Blue Shield of Kansas, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $675.23 |
| 27 | $707.64 |
| 30 | $766.38 |
| 40 | $862.94 |
| 50 | $1205.95 |
| 60 | $1832.56 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $695.30/mo. This plan is $862.94/mo at 40 — a difference of $167.64/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Cloud County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Sunflower Health Plan | $688.66 |
| Focused Silver | Ambetter from Sunflower Health Plan | $695.30 |
| Standard Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $711.58 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $716.16 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $717.81 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18558KS0400013 in FIPS 20029.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cloud County
Reviewed by Jason Burns, Editorial Steward.