Focused Silver + Vision + Adult Dental — full price in Clay County, Kansas (2026)
Focused Silver + Vision + Adult Dental (34368KS0120053), a silver plan from Ambetter from Sunflower Health Plan in Clay County, Kansas, costs $718.44/month full price for a 40-year-old in 2026 — $1525.71 at 60, with a $6,300 deductible and $8,400 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 34368KS0120053 · Issuer: Ambetter from Sunflower Health Plan · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $562.17 |
| 27 | $589.15 |
| 30 | $638.05 |
| 40 | $718.44 |
| 50 | $1004.02 |
| 60 | $1525.71 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,300
- Family deductible: $12,600
- Individual out-of-pocket max: $8,400
- Family out-of-pocket max: $16,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $695.30/mo. This plan is $718.44/mo at 40 — a difference of $23.14/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Clay County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter from Sunflower Health Plan | $688.66 |
| Focused Silver | Ambetter from Sunflower Health Plan | $695.30 |
| Standard Silver + Vision + Adult Dental | Ambetter from Sunflower Health Plan | $711.58 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $716.16 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $717.81 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 34368KS0120053 in FIPS 20027.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clay County
Reviewed by Jason Burns, Editorial Steward.