Standard Gold — full price in Warrick County, Indiana (2026)
Standard Gold (35065IN0040013), a gold plan from Ambetter Health in Warrick County, Indiana, costs $727.45/month full price for a 40-year-old in 2026 — $1544.83 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 35065IN0040013 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $569.22 |
| 27 | $596.53 |
| 30 | $646.05 |
| 40 | $727.45 |
| 50 | $1016.61 |
| 60 | $1544.83 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $469.65/mo. This plan is $727.45/mo at 40 — a difference of $257.80/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Warrick County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Connect Gold SW 2700 Indiv Med Deductible | Cigna Healthcare | $743.35 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $746.63 |
| Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $748.87 |
| Connect Gold SW CMS Standard | Cigna Healthcare | $752.60 |
| Complete Gold | Ambetter Health | $757.90 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 35065IN0040013 in FIPS 18173.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Warrick County
Reviewed by Jason Burns, Editorial Steward.