Diabetes Gold 3000 $0 Chronic Care Drugs & Services — full price in Vermillion County, Indiana (2026)
Diabetes Gold 3000 $0 Chronic Care Drugs & Services (54192IN0010026), a gold plan from CareSource in Vermillion County, Indiana, costs $989.62/month full price for a 40-year-old in 2026 — $2101.59 at 60, with a $3,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 54192IN0010026 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $774.35 |
| 27 | $811.52 |
| 30 | $878.89 |
| 40 | $989.62 |
| 50 | $1382.99 |
| 60 | $2101.59 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $504.18/mo. This plan is $989.62/mo at 40 — a difference of $485.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Vermillion County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $637.25 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $654.05 |
| Complete Gold | Ambetter Health | $663.93 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $681.43 |
| Elite Gold | Ambetter Health | $716.97 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54192IN0010026 in FIPS 18165.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Vermillion County
Reviewed by Jason Burns, Editorial Steward.