Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Switzerland County, Indiana (2026)
Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) (17575IN0990007), a expanded bronze plan from Anthem Blue Cross and Blue Shield in Switzerland County, Indiana, costs $420.56/month full price for a 40-year-old in 2026 — $893.12 at 60, with a $4,500 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17575IN0990007 · Issuer: Anthem Blue Cross and Blue Shield · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $329.08 |
| 27 | $344.88 |
| 30 | $373.51 |
| 40 | $420.56 |
| 50 | $587.74 |
| 60 | $893.12 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.26/mo. This plan is $420.56/mo at 40 — a difference of $-50.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Switzerland County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $413.36 |
| Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $423.07 |
| Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $423.07 |
| Anthem Bronze Essential 6500 HSA (+ Incentives) | Anthem Blue Cross and Blue Shield | $436.53 |
| Low Premium Bronze 10600 $25 Generic Drugs | CareSource | $509.25 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17575IN0990007 in FIPS 18155.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Switzerland County
Reviewed by Jason Burns, Editorial Steward.