Elite Gold + Vision + Adult Dental — full price in St. Joseph County, Indiana (2026)
Elite Gold + Vision + Adult Dental (35065IN0050006), a gold plan from Ambetter Health in St. Joseph County, Indiana, costs $755.35/month full price for a 40-year-old in 2026 — $1604.08 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 35065IN0050006 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $591.05 |
| 27 | $619.41 |
| 30 | $670.83 |
| 40 | $755.35 |
| 50 | $1055.60 |
| 60 | $1604.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $458.67/mo. This plan is $755.35/mo at 40 — a difference of $296.68/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in St. Joseph County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $654.12 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $671.36 |
| Complete Gold | Ambetter Health | $681.50 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $699.46 |
| Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $731.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 35065IN0050006 in FIPS 18141.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in St. Joseph County
Reviewed by Jason Burns, Editorial Steward.