Anthem Bronze Essential 6500 HSA (+ Incentives) — full price in St. Joseph County, Indiana (2026)
Anthem Bronze Essential 6500 HSA (+ Incentives) (17575IN0990011), a expanded bronze plan from Anthem Blue Cross and Blue Shield in St. Joseph County, Indiana, costs $424.86/month full price for a 40-year-old in 2026 — $902.24 at 60, with a $6,500 deductible and $8,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17575IN0990011 · Issuer: Anthem Blue Cross and Blue Shield · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $332.44 |
| 27 | $348.40 |
| 30 | $377.32 |
| 40 | $424.86 |
| 50 | $593.74 |
| 60 | $902.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $8,450
- Family out-of-pocket max: $16,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $458.67/mo. This plan is $424.86/mo at 40 — a difference of $-33.81/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in St. Joseph County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $402.31 |
| Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $409.33 |
| Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $411.77 |
| Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $411.77 |
| Low Premium Bronze 10600 $25 Generic Drugs | CareSource | $496.24 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17575IN0990011 in FIPS 18141.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in St. Joseph County
Reviewed by Jason Burns, Editorial Steward.