Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Spencer County, Indiana (2026)
Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) (17575IN0990012), a gold plan from Anthem Blue Cross and Blue Shield in Spencer County, Indiana, costs $711.37/month full price for a 40-year-old in 2026 — $1510.69 at 60, with a $2,200 deductible and $4,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17575IN0990012 · Issuer: Anthem Blue Cross and Blue Shield · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $556.63 |
| 27 | $583.35 |
| 30 | $631.78 |
| 40 | $711.37 |
| 50 | $994.14 |
| 60 | $1510.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,200
- Family deductible: $4,400
- Individual out-of-pocket max: $4,700
- Family out-of-pocket max: $9,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $446.14/mo. This plan is $711.37/mo at 40 — a difference of $265.23/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Spencer County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $623.10 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $639.53 |
| Complete Gold | Ambetter Health | $649.18 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $666.30 |
| Elite Gold | Ambetter Health | $701.05 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17575IN0990012 in FIPS 18147.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Spencer County
Reviewed by Jason Burns, Editorial Steward.