Standard Gold — full price in Ripley County, Indiana (2026)
Standard Gold (35065IN0040013), a gold plan from Ambetter Health in Ripley County, Indiana, costs $590.70/month full price for a 40-year-old in 2026 — $1254.43 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 35065IN0040013 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $462.22 |
| 27 | $484.39 |
| 30 | $524.60 |
| 40 | $590.70 |
| 50 | $825.50 |
| 60 | $1254.43 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.26/mo. This plan is $590.70/mo at 40 — a difference of $119.44/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Ripley County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold + Vision + Adult Dental | Ambetter Health | $606.27 |
| Complete Gold | Ambetter Health | $615.43 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $631.65 |
| Elite Gold | Ambetter Health | $664.60 |
| Elite Gold + Vision + Adult Dental | Ambetter Health | $682.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 35065IN0040013 in FIPS 18137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ripley County
Reviewed by Jason Burns, Editorial Steward.