Anthem Silver Essential 3500 HSA (+ Incentives) — full price in Ripley County, Indiana (2026)
Anthem Silver Essential 3500 HSA (+ Incentives) (17575IN0990013), a silver plan from Anthem Blue Cross and Blue Shield in Ripley County, Indiana, costs $489.05/month full price for a 40-year-old in 2026 — $1038.57 at 60, with a $3,500 deductible and $8,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17575IN0990013 · Issuer: Anthem Blue Cross and Blue Shield · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $382.67 |
| 27 | $401.04 |
| 30 | $434.33 |
| 40 | $489.05 |
| 50 | $683.45 |
| 60 | $1038.57 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $8,450
- Family out-of-pocket max: $16,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.26/mo. This plan is $489.05/mo at 40 — a difference of $17.79/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Ripley County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $464.80 |
| Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $471.26 |
| Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $472.27 |
| Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $473.04 |
| Standard Silver | Ambetter Health | $478.52 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17575IN0990013 in FIPS 18137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ripley County
Reviewed by Jason Burns, Editorial Steward.