Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Porter County, Indiana (2026)
Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) (17575IN0990007), a expanded bronze plan from Anthem Blue Cross and Blue Shield in Porter County, Indiana, costs $445.49/month full price for a 40-year-old in 2026 — $946.05 at 60, with a $4,500 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17575IN0990007 · Issuer: Anthem Blue Cross and Blue Shield · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $348.58 |
| 27 | $365.31 |
| 30 | $395.64 |
| 40 | $445.49 |
| 50 | $622.56 |
| 60 | $946.05 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $499.19/mo. This plan is $445.49/mo at 40 — a difference of $-53.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Porter County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Low Premium Bronze 10600 $25 Generic Drugs | CareSource | $434.91 |
| Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $437.86 |
| Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness | CareSource | $438.63 |
| Bronze 7500 $25 Generic Drugs | CareSource | $447.64 |
| Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $448.14 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17575IN0990007 in FIPS 18127.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Porter County
Reviewed by Jason Burns, Editorial Steward.