Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) — full price in Lawrence County, Indiana (2026)
Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) (17575IN0990012), a gold plan from Anthem Blue Cross and Blue Shield in Lawrence County, Indiana, costs $766.92/month full price for a 40-year-old in 2026 — $1628.64 at 60, with a $2,200 deductible and $4,700 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17575IN0990012 · Issuer: Anthem Blue Cross and Blue Shield · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $600.09 |
| 27 | $628.89 |
| 30 | $681.10 |
| 40 | $766.92 |
| 50 | $1071.76 |
| 60 | $1628.64 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,200
- Family deductible: $4,400
- Individual out-of-pocket max: $4,700
- Family out-of-pocket max: $9,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $480.96/mo. This plan is $766.92/mo at 40 — a difference of $285.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lawrence County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $709.13 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $727.83 |
| Complete Gold | Ambetter Health | $738.81 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $758.29 |
| Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $780.82 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17575IN0990012 in FIPS 18093.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lawrence County
Reviewed by Jason Burns, Editorial Steward.