Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — full price in LaPorte County, Indiana (2026)
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services (54192IN0010030), a gold plan from CareSource in LaPorte County, Indiana, costs $779.64/month full price for a 40-year-old in 2026 — $1655.67 at 60, with a $3,000 deductible and $8,500 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for LaPorte County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 54192IN0010030 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $610.05 |
| 27 | $639.33 |
| 30 | $692.40 |
| 40 | $779.64 |
| 50 | $1089.54 |
| 60 | $1655.67 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,000
- Family deductible: $6,000
- Individual out-of-pocket max: $8,500
- Family out-of-pocket max: $17,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $499.19/mo. This plan is $779.64/mo at 40 — a difference of $280.45/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in LaPorte County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $755.62 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $775.54 |
| Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness | CareSource | $783.40 |
| Diabetes Gold 3000 $0 Chronic Care Drugs & Services | CareSource | $783.66 |
| Complete Gold | Ambetter Health | $787.25 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54192IN0010030 in FIPS 18091.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in LaPorte County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/in/laporte/54192in0010030 · Record ID PHI-1LTP2965