Standard Gold + Vision + Adult Dental — full price in Knox County, Indiana (2026)
Standard Gold + Vision + Adult Dental (35065IN0050012), a gold plan from Ambetter Health in Knox County, Indiana, costs $639.53/month full price for a 40-year-old in 2026 — $1358.12 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 35065IN0050012 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $500.42 |
| 27 | $524.43 |
| 30 | $567.97 |
| 40 | $639.53 |
| 50 | $893.74 |
| 60 | $1358.12 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $446.14/mo. This plan is $639.53/mo at 40 — a difference of $193.39/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Knox County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $623.10 |
| Complete Gold | Ambetter Health | $649.18 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $666.30 |
| Elite Gold | Ambetter Health | $701.05 |
| Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Anthem Blue Cross and Blue Shield | $711.37 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 35065IN0050012 in FIPS 18083.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Knox County
Reviewed by Jason Burns, Editorial Steward.