Elite Gold — full price in Franklin County, Indiana (2026)
Elite Gold (35065IN0040007), a gold plan from Ambetter Health in Franklin County, Indiana, costs $664.60/month full price for a 40-year-old in 2026 — $1411.36 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 35065IN0040007 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $520.04 |
| 27 | $544.99 |
| 30 | $590.23 |
| 40 | $664.60 |
| 50 | $928.77 |
| 60 | $1411.36 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $471.26/mo. This plan is $664.60/mo at 40 — a difference of $193.34/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Franklin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $590.70 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $606.27 |
| Complete Gold | Ambetter Health | $615.43 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $631.65 |
| Elite Gold + Vision + Adult Dental | Ambetter Health | $682.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 35065IN0040007 in FIPS 18047.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Franklin County
Reviewed by Jason Burns, Editorial Steward.