HDHP Preventive Silver 5500 $0 Chronic Care Drugs — full price in Floyd County, Indiana (2026)
HDHP Preventive Silver 5500 $0 Chronic Care Drugs (54192IN0010033), a silver plan from CareSource in Floyd County, Indiana, costs $565.79/month full price for a 40-year-old in 2026 — $1201.54 at 60, with a $5,500 deductible and $5,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 54192IN0010033 · Issuer: CareSource · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $442.72 |
| 27 | $463.97 |
| 30 | $502.48 |
| 40 | $565.79 |
| 50 | $790.69 |
| 60 | $1201.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,500
- Family deductible: $11,000
- Individual out-of-pocket max: $5,500
- Family out-of-pocket max: $11,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $486.23/mo. This plan is $565.79/mo at 40 — a difference of $79.56/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Floyd County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $481.94 |
| Focused Silver | Ambetter Health | $486.23 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $494.65 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $499.05 |
| Low Premium Silver 6200 $3 Generic Drugs | CareSource | $545.61 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54192IN0010033 in FIPS 18043.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Floyd County
Reviewed by Jason Burns, Editorial Steward.