Elite Gold + Vision + Adult Dental — full price in Decatur County, Indiana (2026)
Elite Gold + Vision + Adult Dental (35065IN0050006), a gold plan from Ambetter Health in Decatur County, Indiana, costs $748.86/month full price for a 40-year-old in 2026 — $1590.29 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 35065IN0050006 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $585.97 |
| 27 | $614.09 |
| 30 | $665.06 |
| 40 | $748.86 |
| 50 | $1046.52 |
| 60 | $1590.29 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $480.62/mo. This plan is $748.86/mo at 40 — a difference of $268.24/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Decatur County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $648.49 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $665.59 |
| Complete Gold | Ambetter Health | $675.64 |
| Complete Gold + Vision + Adult Dental | Ambetter Health | $693.45 |
| Elite Gold | Ambetter Health | $729.62 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 35065IN0050006 in FIPS 18031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Decatur County
Reviewed by Jason Burns, Editorial Steward.