Everyday Bronze — full price in Wayne County, Iowa (2026)
Everyday Bronze (48286IA0010012), a expanded bronze plan from Ambetter Health in Wayne County, Iowa, costs $406.86/month full price for a 40-year-old in 2026 — $864.02 at 60, with a $8,450 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Wayne County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 48286IA0010012 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $318.37 |
| 27 | $333.64 |
| 30 | $361.33 |
| 40 | $406.86 |
| 50 | $568.58 |
| 60 | $864.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,450
- Family deductible: $16,900
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $524.06/mo. This plan is $406.86/mo at 40 — a difference of $-117.20/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Wayne County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $353.12 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $360.51 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $378.48 |
| Standard Expanded Bronze | Ambetter Health | $407.67 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $424.10 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0010012 in FIPS 19185.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Wayne County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/ia/wayne/48286ia0010012 · Record ID PHI-2KCV8C17