Wellmark Gold Traditional HMO — full price in Pocahontas County, Iowa (2026)
Wellmark Gold Traditional HMO (25896IA0370006), a gold plan from Wellmark Health Plan of Iowa, Inc. in Pocahontas County, Iowa, costs $560.15/month full price for a 40-year-old in 2026 — $1189.55 at 60, with a $1,750 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370006 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $438.30 |
| 27 | $459.34 |
| 30 | $497.47 |
| 40 | $560.15 |
| 50 | $782.80 |
| 60 | $1189.55 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,750
- Family deductible: $3,500
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $620.90/mo. This plan is $560.15/mo at 40 — a difference of $-60.75/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Pocahontas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $570.15 |
| Medica Insure Gold $0 Copay PCP Visits | Medica | $871.66 |
| Medica Insure Gold Share | Medica | $897.73 |
| Medica Insure Gold Standard | Medica | $924.92 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370006 in FIPS 19151.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Pocahontas County
Reviewed by Jason Burns, Editorial Steward.