ConnectPlus Standard $2000 — full price in Osceola County, Iowa (2026)
ConnectPlus Standard $2000 (74980IA0020023), a gold plan from Avera Health Plans in Osceola County, Iowa, costs $590.25/month full price for a 40-year-old in 2026 — $1253.47 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74980IA0020023 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $461.86 |
| 27 | $484.02 |
| 30 | $524.20 |
| 40 | $590.25 |
| 50 | $824.87 |
| 60 | $1253.47 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $570.88/mo. This plan is $590.25/mo at 40 — a difference of $19.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Osceola County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $560.15 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $570.15 |
| ConnectPlus $1800 | Avera Health Plans | $580.65 |
| ConnectPlus MyWeighForward $2000 | Avera Health Plans | $607.08 |
| ConnectPlus $0 Gold | Avera Health Plans | $611.84 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74980IA0020023 in FIPS 19143.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Osceola County
Reviewed by Jason Burns, Editorial Steward.