ConnectPlus Standard $7500 HSA Eligible HDHP — full price in O'Brien County, Iowa (2026)
ConnectPlus Standard $7500 HSA Eligible HDHP (74980IA0020031), a expanded bronze plan from Avera Health Plans in O'Brien County, Iowa, costs $417.21/month full price for a 40-year-old in 2026 — $886.01 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74980IA0020031 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $326.46 |
| 27 | $342.12 |
| 30 | $370.53 |
| 40 | $417.21 |
| 50 | $583.05 |
| 60 | $886.01 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $570.88/mo. This plan is $417.21/mo at 40 — a difference of $-153.67/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in O'Brien County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $408.82 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $417.38 |
| ConnectPlus $6500 HSA Eligible HDHP | Avera Health Plans | $432.26 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $438.18 |
| ConnectPlus $7500 HSA Eligible HDHP | Avera Health Plans | $453.85 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74980IA0020031 in FIPS 19141.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in O'Brien County
Reviewed by Jason Burns, Editorial Steward.