Wellmark Bronze HDHP HMO HSA Qualified — full price in Montgomery County, Iowa (2026)
Wellmark Bronze HDHP HMO HSA Qualified (25896IA0370002), a expanded bronze plan from Wellmark Health Plan of Iowa, Inc. in Montgomery County, Iowa, costs $417.38/month full price for a 40-year-old in 2026 — $886.36 at 60, with a $8,300 deductible and $8,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370002 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $326.59 |
| 27 | $342.26 |
| 30 | $370.68 |
| 40 | $417.38 |
| 50 | $583.29 |
| 60 | $886.36 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,300
- Family deductible: $16,600
- Individual out-of-pocket max: $8,300
- Family out-of-pocket max: $16,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $568.88/mo. This plan is $417.38/mo at 40 — a difference of $-151.50/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Montgomery County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $408.82 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $438.18 |
| Everyday Bronze | Ambetter Health | $441.65 |
| Standard Expanded Bronze | Ambetter Health | $442.54 |
| Bronze Classic Standard | Oscar Insurance Company | $445.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370002 in FIPS 19137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Montgomery County
Reviewed by Jason Burns, Editorial Steward.