Wellmark Gold Traditional HMO — full price in Mitchell County, Iowa (2026)
Wellmark Gold Traditional HMO (25896IA0370006), a gold plan from Wellmark Health Plan of Iowa, Inc. in Mitchell County, Iowa, costs $531.41/month full price for a 40-year-old in 2026 — $1128.52 at 60, with a $1,750 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370006 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $415.81 |
| 27 | $435.77 |
| 30 | $471.95 |
| 40 | $531.41 |
| 50 | $742.64 |
| 60 | $1128.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,750
- Family deductible: $3,500
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $484.81/mo. This plan is $531.41/mo at 40 — a difference of $46.60/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Mitchell County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | MercyOne | Oscar Insurance Company | $465.56 |
| Gold Elite | MercyOne | Oscar Insurance Company | $494.18 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $540.90 |
| Gold Classic Standard | Oscar Insurance Company | $556.02 |
| Medica Insure Gold $0 Copay PCP Visits | Medica | $1005.70 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370006 in FIPS 19131.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Mitchell County
Reviewed by Jason Burns, Editorial Steward.