Wellmark Standard Bronze HMO — full price in Lucas County, Iowa (2026)
Wellmark Standard Bronze HMO (25896IA0370012), a expanded bronze plan from Wellmark Health Plan of Iowa, Inc. in Lucas County, Iowa, costs $378.48/month full price for a 40-year-old in 2026 — $803.75 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370012 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $296.15 |
| 27 | $310.37 |
| 30 | $336.13 |
| 40 | $378.48 |
| 50 | $528.93 |
| 60 | $803.75 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $536.31/mo. This plan is $378.48/mo at 40 — a difference of $-157.83/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Lucas County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $353.12 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $360.51 |
| Bronze Classic Standard | Oscar Insurance Company | $461.82 |
| Bronze Classic 4700 | Oscar Insurance Company | $475.96 |
| Bronze Elite + PCP Saver Plus | Oscar Insurance Company | $506.36 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370012 in FIPS 19117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lucas County
Reviewed by Jason Burns, Editorial Steward.