Standard Gold — full price in Jackson County, Iowa (2026)
Standard Gold (48286IA0010017), a gold plan from Ambetter Health in Jackson County, Iowa, costs $520.12/month full price for a 40-year-old in 2026 — $1104.55 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48286IA0010017 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $406.99 |
| 27 | $426.52 |
| 30 | $461.92 |
| 40 | $520.12 |
| 50 | $726.87 |
| 60 | $1104.55 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $477.40/mo. This plan is $520.12/mo at 40 — a difference of $42.72/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Jackson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Primary Care | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $434.87 |
| Gold Classic Standard | MercyOne | Oscar Insurance Company | $458.44 |
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $483.83 |
| Gold Elite | MercyOne | Oscar Insurance Company | $486.62 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $492.47 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0010017 in FIPS 19097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jackson County
Reviewed by Jason Burns, Editorial Steward.