Silver Simple Diabetes — full price in Harrison County, Iowa (2026)
Silver Simple Diabetes (45819IA0010064), a silver plan from Oscar Insurance Company in Harrison County, Iowa, costs $620.93/month full price for a 40-year-old in 2026 — $1318.62 at 60, with a $6,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Harrison County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 45819IA0010064 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $485.87 |
| 27 | $509.18 |
| 30 | $551.45 |
| 40 | $620.93 |
| 50 | $867.74 |
| 60 | $1318.62 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,500
- Family deductible: $13,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $608.52/mo. This plan is $620.93/mo at 40 — a difference of $12.41/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Harrison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Simple PCP Saver | Oscar Insurance Company | $607.85 |
| Silver Classic Standard | Oscar Insurance Company | $608.52 |
| Wellmark Silver Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $611.94 |
| UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) | UnitedHealthcare | $614.86 |
| UHC Silver Standard (No Referrals) | UnitedHealthcare | $615.94 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45819IA0010064 in FIPS 19085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Harrison County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/ia/harrison/45819ia0010064 · Record ID PHI-MBSC9INX