Medica Insure Bronze $0 Copay PCP Visits — full price in Hardin County, Iowa (2026)
Medica Insure Bronze $0 Copay PCP Visits (93078IA0060041), a expanded bronze plan from Medica in Hardin County, Iowa, costs $597.86/month full price for a 40-year-old in 2026 — $1269.64 at 60, with a $7,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 93078IA0060041 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $467.81 |
| 27 | $490.27 |
| 30 | $530.97 |
| 40 | $597.86 |
| 50 | $835.51 |
| 60 | $1269.64 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $460.90/mo. This plan is $597.86/mo at 40 — a difference of $136.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Hardin County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Bronze Classic Standard | MercyOne | Oscar Insurance Company | $344.91 |
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $350.73 |
| Bronze Simple Diabetes | MercyOne | Oscar Insurance Company | $352.01 |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne | Oscar Insurance Company | $353.98 |
| Bronze Classic 4700 | MercyOne | Oscar Insurance Company | $355.20 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 93078IA0060041 in FIPS 19083.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hardin County
Reviewed by Jason Burns, Editorial Steward.