UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — full price in Guthrie County, Iowa (2026)
UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) (56610IA0110001), a expanded bronze plan from UnitedHealthcare in Guthrie County, Iowa, costs $497.33/month full price for a 40-year-old in 2026 — $1056.14 at 60, with a $8,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 56610IA0110001 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $389.15 |
| 27 | $407.83 |
| 30 | $441.68 |
| 40 | $497.33 |
| 50 | $695.02 |
| 60 | $1056.14 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,000
- Family deductible: $16,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $608.52/mo. This plan is $497.33/mo at 40 — a difference of $-111.19/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Guthrie County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $408.82 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $417.38 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $438.18 |
| Bronze Classic Standard | Oscar Insurance Company | $445.12 |
| Bronze Classic 4700 | Oscar Insurance Company | $458.74 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 56610IA0110001 in FIPS 19077.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Guthrie County
Reviewed by Jason Burns, Editorial Steward.