Wellmark Bronze Traditional HMO — full price in Grundy County, Iowa (2026)
Wellmark Bronze Traditional HMO (25896IA0370005), a expanded bronze plan from Wellmark Health Plan of Iowa, Inc. in Grundy County, Iowa, costs $350.73/month full price for a 40-year-old in 2026 — $744.83 at 60, with a $7,200 deductible and $9,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370005 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $274.44 |
| 27 | $287.61 |
| 30 | $311.49 |
| 40 | $350.73 |
| 50 | $490.15 |
| 60 | $744.83 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,200
- Family deductible: $14,400
- Individual out-of-pocket max: $9,900
- Family out-of-pocket max: $19,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $525.00/mo. This plan is $350.73/mo at 40 — a difference of $-174.27/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Grundy County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Standard | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $349.77 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $358.08 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $375.93 |
| Bronze Classic Standard | Oscar Insurance Company | $409.52 |
| Bronze Classic 4700 | Oscar Insurance Company | $422.06 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370005 in FIPS 19075.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Grundy County
Reviewed by Jason Burns, Editorial Steward.