ConnectPlus Standard $7500 HSA Eligible HDHP — full price in Emmet County, Iowa (2026)
ConnectPlus Standard $7500 HSA Eligible HDHP (74980IA0020031), a expanded bronze plan from Avera Health Plans in Emmet County, Iowa, costs $423.18/month full price for a 40-year-old in 2026 — $898.68 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74980IA0020031 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $331.13 |
| 27 | $347.02 |
| 30 | $375.83 |
| 40 | $423.18 |
| 50 | $591.39 |
| 60 | $898.68 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $579.05/mo. This plan is $423.18/mo at 40 — a difference of $-155.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Emmet County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $387.84 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $395.97 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $415.70 |
| ConnectPlus $6500 HSA Eligible HDHP | Avera Health Plans | $438.44 |
| ConnectPlus $7500 HSA Eligible HDHP | Avera Health Plans | $460.34 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74980IA0020031 in FIPS 19063.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Emmet County
Reviewed by Jason Burns, Editorial Steward.