ConnectPlus $0 Silver — full price in Dickinson County, Iowa (2026)
ConnectPlus $0 Silver (74980IA0020025), a silver plan from Avera Health Plans in Dickinson County, Iowa, costs $629.64/month full price for a 40-year-old in 2026 — $1337.14 at 60, with a $0 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 74980IA0020025 · Issuer: Avera Health Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $492.69 |
| 27 | $516.33 |
| 30 | $559.19 |
| 40 | $629.64 |
| 50 | $879.93 |
| 60 | $1337.14 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $570.88/mo. This plan is $629.64/mo at 40 — a difference of $58.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Dickinson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| ConnectPlus Standard $6000 | Avera Health Plans | $558.96 |
| ConnectPlus $4500 | Avera Health Plans | $570.88 |
| ConnectPlus MyWeighForward $6000 | Avera Health Plans | $574.76 |
| Wellmark Silver Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $611.94 |
| Wellmark Standard Silver HMO | Wellmark Health Plan of Iowa, Inc. | $620.90 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 74980IA0020025 in FIPS 19059.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dickinson County
Reviewed by Jason Burns, Editorial Steward.