Medica Insure Silver Share — full price in Clinton County, Iowa (2026)
Medica Insure Silver Share (93078IA0060027), a silver plan from Medica in Clinton County, Iowa, costs $872.73/month full price for a 40-year-old in 2026 — $1853.36 at 60, with a $3,525 deductible and $8,850 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 93078IA0060027 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $682.89 |
| 27 | $715.67 |
| 30 | $775.08 |
| 40 | $872.73 |
| 50 | $1219.64 |
| 60 | $1853.36 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,525
- Family deductible: $7,050
- Individual out-of-pocket max: $8,850
- Family out-of-pocket max: $17,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $477.40/mo. This plan is $872.73/mo at 40 — a difference of $395.33/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Clinton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Silver Classic Standard | MercyOne | Oscar Insurance Company | $476.17 |
| Silver Simple PCP Saver | MercyOne | Oscar Insurance Company | $477.40 |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | MercyOne | Oscar Insurance Company | $478.64 |
| Silver Classic | MercyOne | Oscar Insurance Company | $482.34 |
| Silver Simple Diabetes | MercyOne | Oscar Insurance Company | $485.67 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 93078IA0060027 in FIPS 19045.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clinton County
Reviewed by Jason Burns, Editorial Steward.