Standard Gold + Vision + Adult Dental — full price in Clinton County, Iowa (2026)
Standard Gold + Vision + Adult Dental (48286IA0020017), a gold plan from Ambetter Health in Clinton County, Iowa, costs $542.16/month full price for a 40-year-old in 2026 — $1151.36 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Clinton County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 48286IA0020017 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $424.24 |
| 27 | $444.59 |
| 30 | $481.50 |
| 40 | $542.16 |
| 50 | $757.67 |
| 60 | $1151.36 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $477.40/mo. This plan is $542.16/mo at 40 — a difference of $64.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Clinton County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Classic Standard | MercyOne | Oscar Insurance Company | $458.44 |
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $483.83 |
| Gold Elite | MercyOne | Oscar Insurance Company | $486.62 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $492.47 |
| Standard Gold | Ambetter Health | $520.12 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0020017 in FIPS 19045.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Clinton County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/ia/clinton/48286ia0020017 · Record ID PHI-24ZPVZ66