Gold Elite — full price in Chickasaw County, Iowa (2026)
Gold Elite (45819IA0010063), a gold plan from Oscar Insurance Company in Chickasaw County, Iowa, costs $600.57/month full price for a 40-year-old in 2026 — $1275.38 at 60, with a $550 deductible and $6,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45819IA0010063 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $469.94 |
| 27 | $492.48 |
| 30 | $533.37 |
| 40 | $600.57 |
| 50 | $839.29 |
| 60 | $1275.38 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $550
- Family deductible: $1,100
- Individual out-of-pocket max: $6,000
- Family out-of-pocket max: $12,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $544.00/mo. This plan is $600.57/mo at 40 — a difference of $56.57/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Chickasaw County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $531.41 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $540.90 |
| Gold Classic Standard | Oscar Insurance Company | $556.02 |
| Standard Gold | Ambetter Health | $575.41 |
| Everyday Gold | Ambetter Health | $584.50 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45819IA0010063 in FIPS 19037.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Chickasaw County
Reviewed by Jason Burns, Editorial Steward.