Elite Bronze — full price in Cherokee County, Iowa (2026)
Elite Bronze (48286IA0010013), a expanded bronze plan from Ambetter Health in Cherokee County, Iowa, costs $454.73/month full price for a 40-year-old in 2026 — $965.67 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48286IA0010013 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $355.82 |
| 27 | $372.89 |
| 30 | $403.85 |
| 40 | $454.73 |
| 50 | $635.48 |
| 60 | $965.67 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $505.43/mo. This plan is $454.73/mo at 40 — a difference of $-50.70/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cherokee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Everyday Bronze | Ambetter Health | $392.39 |
| Standard Expanded Bronze | Ambetter Health | $393.18 |
| Bronze Classic Standard | Oscar Insurance Company | $401.22 |
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $408.82 |
| Everyday Bronze + Vision + Adult Dental | Ambetter Health | $409.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0010013 in FIPS 19035.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cherokee County
Reviewed by Jason Burns, Editorial Steward.