Elite Bronze + Vision + Adult Dental — full price in Cedar County, Iowa (2026)
Elite Bronze + Vision + Adult Dental (48286IA0020013), a expanded bronze plan from Ambetter Health in Cedar County, Iowa, costs $461.15/month full price for a 40-year-old in 2026 — $979.32 at 60, with a $0 deductible and $10,500 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Cedar County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 48286IA0020013 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $360.85 |
| 27 | $378.16 |
| 30 | $409.55 |
| 40 | $461.15 |
| 50 | $644.46 |
| 60 | $979.32 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $10,500
- Family out-of-pocket max: $21,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $490.46/mo. This plan is $461.15/mo at 40 — a difference of $-29.31/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Cedar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Standard | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $352.14 |
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $353.12 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $360.51 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $378.48 |
| Everyday Bronze | Ambetter Health | $381.76 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0020013 in FIPS 19031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cedar County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/ia/cedar/48286ia0020013 · Record ID PHI-1N5D8A1G