Standard Silver — full price in Cedar County, Iowa (2026)
Standard Silver (48286IA0010020), a silver plan from Ambetter Health in Cedar County, Iowa, costs $486.31/month full price for a 40-year-old in 2026 — $1032.74 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Cedar County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 48286IA0010020 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $380.53 |
| 27 | $398.79 |
| 30 | $431.89 |
| 40 | $486.31 |
| 50 | $679.61 |
| 60 | $1032.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $490.46/mo. This plan is $486.31/mo at 40 — a difference of $-4.15/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Cedar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Silver Primary Care | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $490.46 |
| Focused Silver | Ambetter Health | $491.73 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $506.92 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $512.57 |
| Wellmark Silver Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $528.57 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0010020 in FIPS 19031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cedar County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/ia/cedar/48286ia0010020 · Record ID PHI-1J734GY1