Complete Gold — full price in Cedar County, Iowa (2026)
Complete Gold (48286IA0010015), a gold plan from Ambetter Health in Cedar County, Iowa, costs $547.42/month full price for a 40-year-old in 2026 — $1162.52 at 60, with a $1,450 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Cedar County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 48286IA0010015 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $428.35 |
| 27 | $448.90 |
| 30 | $486.17 |
| 40 | $547.42 |
| 50 | $765.02 |
| 60 | $1162.52 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,450
- Family deductible: $2,900
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $490.46/mo. This plan is $547.42/mo at 40 — a difference of $56.96/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Cedar County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Primary Care | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $434.87 |
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $483.83 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $492.47 |
| Standard Gold | Ambetter Health | $520.12 |
| Everyday Gold | Ambetter Health | $528.34 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0010015 in FIPS 19031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Cedar County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/ia/cedar/48286ia0010015 · Record ID PHI-1ID15W21