Wellmark Gold Traditional HMO — full price in Calhoun County, Iowa (2026)
Wellmark Gold Traditional HMO (25896IA0370006), a gold plan from Wellmark Health Plan of Iowa, Inc. in Calhoun County, Iowa, costs $480.56/month full price for a 40-year-old in 2026 — $1020.54 at 60, with a $1,750 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370006 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $376.03 |
| 27 | $394.08 |
| 30 | $426.79 |
| 40 | $480.56 |
| 50 | $671.59 |
| 60 | $1020.54 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,750
- Family deductible: $3,500
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $532.69/mo. This plan is $480.56/mo at 40 — a difference of $-52.13/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Calhoun County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $489.15 |
| Gold Classic Standard | Oscar Insurance Company | $529.96 |
| Gold Elite | Oscar Insurance Company | $572.42 |
| Medica Insure Gold $0 Copay PCP Visits | Medica | $832.26 |
| Medica Insure Gold Share | Medica | $857.16 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370006 in FIPS 19025.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Calhoun County
Reviewed by Jason Burns, Editorial Steward.