Inspire by Medica Bronze Share — full price in Buchanan County, Iowa (2026)
Inspire by Medica Bronze Share (93078IA0070029), a expanded bronze plan from Medica in Buchanan County, Iowa, costs $424.99/month full price for a 40-year-old in 2026 — $902.53 at 60, with a $8,000 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 93078IA0070029 · Issuer: Medica · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $332.55 |
| 27 | $348.51 |
| 30 | $377.44 |
| 40 | $424.99 |
| 50 | $593.93 |
| 60 | $902.53 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,000
- Family deductible: $16,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $490.46/mo. This plan is $424.99/mo at 40 — a difference of $-65.47/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Buchanan County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Standard | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $352.14 |
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $353.12 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $360.51 |
| Wellmark Standard Bronze HMO | Wellmark Health Plan of Iowa, Inc. | $378.48 |
| Everyday Bronze | Ambetter Health | $381.76 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 93078IA0070029 in FIPS 19019.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Buchanan County
Reviewed by Jason Burns, Editorial Steward.