Everyday Gold + Vision + Adult Dental — full price in Boone County, Iowa (2026)
Everyday Gold + Vision + Adult Dental (48286IA0020016), a gold plan from Ambetter Health in Boone County, Iowa, costs $520.05/month full price for a 40-year-old in 2026 — $1104.40 at 60, with a $800 deductible and $7,250 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48286IA0020016 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $406.94 |
| 27 | $426.46 |
| 30 | $461.86 |
| 40 | $520.05 |
| 50 | $726.77 |
| 60 | $1104.40 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $800
- Family deductible: $1,600
- Individual out-of-pocket max: $7,250
- Family out-of-pocket max: $14,500
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $464.34/mo. This plan is $520.05/mo at 40 — a difference of $55.71/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Boone County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Primary Care | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $431.94 |
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $480.56 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $489.15 |
| Standard Gold | Ambetter Health | $491.15 |
| Everyday Gold | Ambetter Health | $498.91 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0020016 in FIPS 19015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Boone County
Reviewed by Jason Burns, Editorial Steward.