Bronze Classic 4700 — full price in Boone County, Iowa (2026)
Bronze Classic 4700 (45819IA0010060), a expanded bronze plan from Oscar Insurance Company in Boone County, Iowa, costs $422.06/month full price for a 40-year-old in 2026 — $896.29 at 60, with a $4,700 deductible and $9,300 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 45819IA0010060 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $330.26 |
| 27 | $346.10 |
| 30 | $374.83 |
| 40 | $422.06 |
| 50 | $589.82 |
| 60 | $896.29 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,700
- Family deductible: $9,400
- Individual out-of-pocket max: $9,300
- Family out-of-pocket max: $18,600
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $464.34/mo. This plan is $422.06/mo at 40 — a difference of $-42.28/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other expanded bronze plans in Boone County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Bronze Standard | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $349.77 |
| Wellmark Bronze Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $350.73 |
| Wellmark Bronze HDHP HMO HSA Qualified | Wellmark Health Plan of Iowa, Inc. | $358.08 |
| Everyday Bronze | Ambetter Health | $360.49 |
| Standard Expanded Bronze | Ambetter Health | $361.21 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 45819IA0010060 in FIPS 19015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Boone County
Reviewed by Jason Burns, Editorial Steward.