Wellmark Standard Silver HMO — full price in Boone County, Iowa (2026)
Wellmark Standard Silver HMO (25896IA0370013), a silver plan from Wellmark Health Plan of Iowa, Inc. in Boone County, Iowa, costs $532.69/month full price for a 40-year-old in 2026 — $1131.23 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 25896IA0370013 · Issuer: Wellmark Health Plan of Iowa, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $416.81 |
| 27 | $436.82 |
| 30 | $473.08 |
| 40 | $532.69 |
| 50 | $744.43 |
| 60 | $1131.23 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $464.34/mo. This plan is $532.69/mo at 40 — a difference of $68.35/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Boone County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health | $459.22 |
| Focused Silver | Ambetter Health | $464.34 |
| Standard Silver + Vision + Adult Dental | Ambetter Health | $478.68 |
| Focused Silver + Vision + Adult Dental | Ambetter Health | $484.02 |
| Wellmark Silver Primary Care | UnityPoint Health | Wellmark Health Plan of Iowa, Inc. | $487.15 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 25896IA0370013 in FIPS 19015.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Boone County
Reviewed by Jason Burns, Editorial Steward.