Standard Gold — full price in Appanoose County, Iowa (2026)
Standard Gold (48286IA0010017), a gold plan from Ambetter Health in Appanoose County, Iowa, costs $554.32/month full price for a 40-year-old in 2026 — $1177.17 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48286IA0010017 · Issuer: Ambetter Health · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $433.75 |
| 27 | $454.56 |
| 30 | $492.29 |
| 40 | $554.32 |
| 50 | $774.66 |
| 60 | $1177.17 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $524.06/mo. This plan is $554.32/mo at 40 — a difference of $30.26/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Appanoose County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Wellmark Gold Traditional HMO | Wellmark Health Plan of Iowa, Inc. | $483.83 |
| Wellmark Standard Gold HMO | Wellmark Health Plan of Iowa, Inc. | $492.47 |
| Everyday Gold | Ambetter Health | $563.08 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $577.81 |
| Complete Gold | Ambetter Health | $583.41 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48286IA0010017 in FIPS 19007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Appanoose County
Reviewed by Jason Burns, Editorial Steward.