HMSA Bronze PPO II HSA — full price in Kauai County, Hawaii (2026)
HMSA Bronze PPO II HSA (18350HI0880035), a expanded bronze plan from HMSA in Kauai County, Hawaii, costs $511.37/month full price for a 40-year-old in 2026 — $1085.95 at 60, with a $7,100 deductible and $7,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 18350HI0880035 · Issuer: HMSA · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $400.13 |
| 27 | $419.34 |
| 30 | $454.15 |
| 40 | $511.37 |
| 50 | $714.63 |
| 60 | $1085.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,100
- Family deductible: $14,200
- Individual out-of-pocket max: $7,100
- Family out-of-pocket max: $14,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $543.06/mo. This plan is $511.37/mo at 40 — a difference of $-31.69/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Kauai County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP HI Standard Bronze 7500/50 | Kaiser Permanente | $413.92 |
| KP HI Bronze 6000/65 Plus CAM | Kaiser Permanente | $448.05 |
| HMSA Bronze PPO I | HMSA | $496.08 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 18350HI0880035 in FIPS 15007.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kauai County
Reviewed by Jason Burns, Editorial Steward.