KP HI Standard Silver 6000/40 — full price in Honolulu County, Hawaii (2026)
KP HI Standard Silver 6000/40 (60612HI0110019), a silver plan from Kaiser Permanente in Honolulu County, Hawaii, costs $532.95/month full price for a 40-year-old in 2026 — $1131.79 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 60612HI0110019 · Issuer: Kaiser Permanente · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $417.02 |
| 27 | $437.04 |
| 30 | $473.32 |
| 40 | $532.95 |
| 50 | $744.80 |
| 60 | $1131.79 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $543.06/mo. This plan is $532.95/mo at 40 — a difference of $-10.11/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Honolulu County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| KP HI Silver 4000 Ded/600 Rx Ded | Kaiser Permanente | $543.06 |
| KP HI Silver 3000 Ded/600 Rx Ded Plus CAM | Kaiser Permanente | $559.41 |
| HMSA Silver PPO | HMSA | $695.10 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 60612HI0110019 in FIPS 15003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Honolulu County
Reviewed by Jason Burns, Editorial Steward.